This depends on your specific policy. Some Vitality plans include a co-payment or excess that you pay directly, with the remainder billed to Vitality. Others cover the full cost of assessment once pre-authorisation is confirmed. Harley Mind Care will bill Vitality directly for authorised treatment. We will advise you of any patient co-payment before your appointment so there are no surprises. Please confirm your excess and co-payment terms with Vitality when you call for pre-authorisation.